Monday, December 31, 2012

Buying Diesel Generators - A Buyers Guide to Finding, Picking and Installing a Home Backup Generator

Understand Your Generator Options

Power generators have two main components. A motor that burns fuel to supply power and a generator head that turns power into electricity. Together, the motor and the generator head comprise a standard generator. Generators come in two basic designs: standby generators and portable generators.

Portable generators:

Buying Diesel Generators - A Buyers Guide to Finding, Picking and Installing a Home Backup Generator

Portable generators provide power in remote locations, such as construction sites, for short periods of time. In a pinch, they can also power essential equipment during a power outage. Portable generators tend to be smaller and less expensive than standby generators. They have built-in fuel tanks, which allow them to run anywhere, and standard power outlets that can plug into ordinary extension cords. Portable generators should never be run indoors as they can produce fumes that can cause serious health problems or death if used indoors.

Standby Generators

Standby generators offer anywhere from 7 kW to several hundred kW of power. They help offset the harmful effects of power outages.  Installed permanently as an emergency power source for your home, cottage or business, standby generators are hardwired to your home or building electrical system and often get fuel from built in larger fuel tanks able to run for longer periods of time. Safety features can prevent injuries as well as damage to your generator.

Quality standby generators will shut down if they lose oil pressure, overheat, or are being worked too hard.  Standby generators also have solid steel or aluminum enclosures, good mufflers to reduce noise, and be compliant with all relevant emissions regulations. Standby generators should be started up once a week and run for 15 minutes to "exercise" them - making sure they're ready when needed.

Fuel Types:

Generators can run on several different fuel types. Diesel, Gasoline, Liquid Propane and Natural Gas

Diesel Fuel Generators:

Diesel is a popular choice of fuel for larger, commercial generators. Diesel generators tend to be dependable and somewhat less expensive to operate than generators that run on natural gas or propane, today's diesels are very clean burning and do not smoke. Diesel fuel is also safer to store then gasoline and lasts longer.

Natural Gas and Propane Generators:

Standby generators can run on natural gas or propane. The standby generator connects to utility lines and draws fuel when necessary. Choose between natural gas generators and propane generators based on what's available in your area. Unlike diesel generators there is more maintenance involved in these. Natural Gas and Propane generators can be sensitive to both fuel pressure and volume, so high-quality connections are important.

Gasoline Generators:

Cheaper portable generators commonly run on gasoline and are considered gasoline generators. Gasoline can't be stored for very long, so consider a portable diesel generator if you intent to keep a portable generator around for emergencies.

Keeping your generator running cool:

Generators need an air cooling or have a liquid cooling system to prevent overheating. Like any motor, a generator motor creates quite a bit of heat, with faster generators producing more heat than slower generators. Generators made for the north American market operate at one of two speeds: 1800 RPM or 3600 RPM. 1800 RPM motors typically last longer and run quieter; 3600 RPM motors are smaller and lighter.

Air Cooled Generators

Air-cooled generators cost less than liquid-cooled generators, but produce more noise and are less efficient. Portable generators are almost always air-cooled, 3600 RPM models.

Liquid-cooled generators:

Standby generators 12 kW and larger typically run at 1800 RPM and use quiet, dependable, and effective liquid-cooled systems. Liquid-cooled generators typically cost more to purchase and maintain however will last far longer and are able to run full time.

Determine What Size Generator You Need:

The electricity created by a generator is measured in voltage and watts. When choosing a generator, first determine your specific voltage needs and then you can pick a generator model that supplies enough wattage for everything you want it to run.

Generator Voltage:

Voltage is a measure of the "pressure" of an electric current. In the U.S., standard household current is single phase, 120 volts. Most houses have 120/240v service, meaning they have two 120v circuits that combine to provide 240v for power-hungry appliances such as electric ranges, central air conditioning, and water pumps. Many small businesses use this 120/240v service and can take advantage of 120/240v generators. Larger businesses often have different power needs and use three-phase power, which better runs heavy-duty motors than residential-standard single-phase service. In the U.S., three-phase power usually produces 120/208 volts or 277/480 volts and you can find 120/208v generators and 277/480v generators that handle these common voltages. Know what voltages your business uses now so that you can find a generator to match.

Generator Wattage:

Wattage measures the "volume" of electricity a generator creates. Wattage requirements increase with each additional appliance or piece of equipment you need a generator to power. The smallest generators produce around 800 watts while large industrial generators can produce 500,000 watts (500 kilowatts, or kW) or more. Small businesses typically require generators that can produce 15 kW to 100 kW.

Before choosing a generator, particularly standby generators, you'll need to decide what equipment you want it to run. The "right" size electric generator provides just enough wattage to operate all your essential equipment. Common devices include refrigerators, freezers, security and access control systems, sump pumps, essential lights, electric gates or overhead doors, ejector pumps, well pumps, and septic systems. Keep in mind that every electronic device you add to the list will increase the wattage you need. While a single light bulb will only add 70 watts, a mid-sized central air conditioner can draw 4000 watts or more.

Limit your choices to those devices that are truly essential during a power outage and you'll keep your total costs down. Too few watts and you can overwork the electric generator, potentially damaging it and anything plugged into it. Too many watts and you'll waste money on the initial generator purchase and on fuel. Accurately determining the watts your equipment requires will help you get a generator that can meet your electrical demands without spending too much.

Discover how much wattage yoru devices require:

Always investigate the power needs of the devices your generator will need to support instead of estimating. Although you, or a seller, may be able to come up with a good guess as to what size generator your business or home might need, you should always total the wattage requirements of your devices before finalizing a buying decision. More is always better.

Call an electrician to measure wattage: A qualified electrician can use an ammeter (a device that measures electrical current) to determine exactly how much power each piece of equipment needs. Total the wattage the electrician measures for each device to get your baseline power needs.

Measure wattage yourself:

You could determine how many watts your equipment will draw on your own by doing some research. Most pieces of equipment list their power requirements in their instruction manuals or on their nameplates. The number you want to get to is watts, and as you may remember from high school physics, watts = volts x amps. Many devices list amps at a given voltage, so just do the multiplication to see how many watts they draw.

Electric motors use more power to start than they do to run, which means electronic appliances with significant moving parts - such as fans, pumps, compressors on refrigerators, and air conditions - can use up to three times as more electricity to start as they do to run continuously. Remember to factor in these startup requirements when determining how much wattage you need from a generator. Luckily, multiple devices rarely start up at exactly the same time so you'll only need to add enough power to your wattage needs for the device with the biggest startup requirements.

Figure out which equipment has the largest difference between running load and startup load. Then add that number to your total equipment running load to determine your overall wattage requirement. Plan on purchasing a generator rated for a capacity around 20% higher than your requirements. The additional capacity can help you avoid overworking your generator, gives you room to add a few small devices, and can help extend the lifespan of the generator.

Make sure you're comparing the rated capacity of various models, not maximum capacity. An electric generator can deliver its maximum capacity for no more than 30 minutes before starting to overheat. Rated capacity is the level of power a generator can deliver on an ongoing basis, usually around 90% of the maximum power.

Installing Your Generator

Get to know exactly what the installation of your generator will involve before committing to a purchase. Then choose qualified electrician if you are hooking it up directly to your home.

Standby generators wired into your business' electric system require proper installation to prevent generator failure or overheating, and damage to your existing wiring and equipment. Standby generators can be sensitive to both fuel pressure and volume, so high-quality connections are important.

Look at location:

If you plan to make a permanent hook up to your home or building the location of your existing electric service panel is important. The generator will sit outside but near your building, much like a central air conditioner, and for ease of installation, it's best if it can be positioned near the electric panel. The generator will need to be installed on a level surface - most commonly, a concrete pad but occasionally hard rubber.  If you are using a portable generator then it is not as important however should still be kept a few feet away from your home and never indoors or in a garage.

Transfer Switch:

To connect a generator to your existing electrical system, you'll need a separate device called an transfer switch. The transfer switch is an essential a safety system that prevents your generator from feeding electricity back to the neighborhood power grid. When the power goes out, the generator can be started up, and after a few seconds to let it stabilize, the transfer switch can be turned onto connect the generator to your home. When power comes on again you can turn the switch off and disconnect the generator and return your setup to normal. Some larger generators come with an automatic transfer switch that will sense a power failure, turn on the generator and switch itself on and off automatically. Installing a transfer switch may require local permits and always requires a professional electrician.

Consider installing a dedicated electrical sub-panel: In addition to the generator and transfer switch, you may want to invest in a dedicated electrical sub-panel, as well. Only your essential equipment is connected to the sub-panel, which is connected to the generator. That way, when power fails, your critical devices will get the emergency power without the risk of overworking your generator or having to turn off or unplug other equipment.  There are also devices available on the market now that will let you plug in directly to the hydro meter outside your home.

Large commercial big box stores may be able to offer generators as a side business as is some Liquidators however they can not service what they sell, carry no spare parts and do not have the expertise as a company dedicated to nothing but generators.

Generator Maintenance:

Well-maintained generators can last a long time. Diesel generators require the least amount of service and are the easiest to maintain. There are no spark plug to change, no carburetor to clean or ignition cables to ware out.

Generators no matter what type require regular oil changes. This is easy to do this yourself and should be done about every 100 hours.  The cost of oil is cheap in comparison to the extended life you give your generator by changing the oil often.  Remember generators often end up running non stop at high speeds for hours or days. Your care does not even get that much use.   Even if you do not use a generator for 3 months, change the oil anyway. Oil does go bad and break down over time.

Check air filters and fuel filters and replace as required.

There are plenty of generator service companies that can come and do the above for you as well as any repairs if needed however just make sure the dealer you purchase from carries spare parts and actually has them in stock.

Buying Diesel Generators with confidence

Hundreds of generators listed on the internet that will likely interest you. When trying to select the right generator, get to know exactly what you're buying, research the seller.  What his their history? Do a search on Google and see what comes up.

Know your purchase:

Many sellers put a lot of time into creating their listings, making an effort to ensure they include all the information buyers need. Carefully read the details in listings for the generators you consider buying and carefully review available photos.

Have all your questions answered? . If you still have questions after reading the listing and reviewing the photos, contact the seller using the ask seller a question.  Also request additional photos if you want to see the generator from a particular angle that isn't shown in the photos included in the listing. If the item really exists then the seller should have other photos.  If you have more questions than you can address in email, get the seller's phone number and give him/her a call. Some generator sellers even include their phone number so you can call them directly.

Get delivery details. Calculate and include delivery costs into your final price. For smaller items, look at the cost of shipping and insurance. For larger items, you may simply need to include the cost of driving across the city or state if the generator is close-by or it may mean working with a shipping company that can transport the generator from anywhere in the country.

Know your seller:

Just as important as researching your generator purchase is getting to know the seller. Take time to research the seller so that you can feel positive and secure about every transaction. Look for key things when evaluating a seller.

Good communication:

Once you've initiated communications with the seller, how is he/she communicating with you? Is the seller courteous and professional? Is the seller responsive? Once you bid on a big-ticket item, communicate with the seller.

Buying Diesel Generators - A Buyers Guide to Finding, Picking and Installing a Home Backup Generator
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Ron Katz is a technical writer for http://www.EmergencyPower.com and the President of Aurora Generators Incorporated. Aurora Generators is a manufacture and distributor of emergency standby diesel generators and portable generators in Canada and the USA.

Wednesday, December 19, 2012

A Beginner's Guide to Flipping Houses

If you're dreaming of making money in real estate, it's time to stop dreaming and get to work, because making money in real estate isn't just a vague pipedream. It can be done, even by a young and inexperienced person, when you learn how to "flip" houses.

A friend of mine, we'll call her Tai, made a fortune in real estate, beginning at the age of twenty, with no help from anyone else. Here's how she did it:

Tai began by buying a HUD repo, which allowed her to get into the house for no money down. Then she fixed it up and sold it herself. At closing, she had made enough profit to by a second fixer-upper, but this time, she paid all cash. Tai went right to work fixing her second house, and when she sold that one, she collected profit of ,000, which allowed her to pay cash for her third house!

A Beginner's Guide to Flipping Houses

By now, Tai was comfortable with her formula, and within a short time, she had flipped her third house, realizing enough profit to pay cash for yet another house, as well as being able to buy the custom pickup of her dreams. And all of this had happened in the span of just nine months!

Tai's formula was simple. She located houses that needed only cosmetic work, avoiding those that required structural repairs. She did all the painting herself, inside and out, and updated the home's lighting, plumbing fixtures, and carpeting. Once renovations had been completed, all three houses sold quickly, and at a significant profit.

Flipping houses is the most tried-and-true way to make a fortune in real estate, so don't listen to anyone who tries to tell you that it can't be done or that you need to have a great deal of start-up money. That's not true. You can buy houses with no money down through various loan programs, and sellers will often help you with the closing costs.

I know what I'm talking about. My husband and I bought our 27th house earlier this year, for no money down, and we expect to make a profit of at least 0,000 for just one month of hard work!

But we take the process a step further, making our houses outshine the competition by also using Design Psychology, although our buyers never know that. All they know is that they feel good when they're in our homes, which makes them want to buy them, even if they're more expensive than the house next door.

There's no other business that can make you as much money, with as little start-up cost, in as short a time, as investing in real estate. In fact, more millionaires made their fortunes in real estate than in any other business. And you can do it, too. You just have to stop dreaming and get started.

Copyright © 2004 Jeanette J. Fisher. All rights reserved.

A Beginner's Guide to Flipping Houses
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Get started today making money flipping houses amd real estate investing--without worries about the "pending real estate crash." Free real estate investing business plan [http://doghousetodollhouse.com/real_estate_investing_business_plan.htm] from Jeanette Fisher and free ebook, The Truth about Making Money Flipping Houses: http://www.doghousetodollhousefordollars.com

Sunday, December 16, 2012

Golf Cart Parts Buying - Your Online Guide

You can find golf cart parts for almost all types of carts at golf accessory dealers and expert online shops.

The following are some of the parts for the push/pull golf carts:

- small wheels

Golf Cart Parts Buying - Your Online Guide

- scorecard and drinks container

- seats

Below is a list of the parts for the motorized golf carts:

- internal and external rudiments

- electrics

- cool components which jazz up all motorized golf carts

If you think that finding parts for motorized golf carts is hard, let me just tell you, "You're wrong!" You can easily find parts of motorized golf carts when you feel it is time to change the electrics, body pieces, style, and entertainment features.

You may avail damaged pieces for your cart from its distributor - that is, if your cart has just been previously purchased and is still under warranty. It is also important that the cause of damage is due to manufacturing. You may check the certification or the website of the company for any information regarding this matter.

If your cart is already old and is no longer covered by the warranty period, you need not be worried. You can still easily get hold of golf cart parts. Buggies Unlimited, "The world's largest supplier of golf cart gear," takes pride in its wide array of golf cart parts. You can access their list of products at:

http://www.buggiesunlimited.com

The brochure of their company contains everything - from fans, mirrors, and pockets for license plates to seats and security schemes.

Another website that you may find helpful when you're canvassing for golf cart parts is Parts 4 Carts. It provides you a list of a wide range of golf cart parts. You may also find a statement that the list is just a chosen selection from the many parts you can obtain from their salvage yard. Salvaged golf cart parts are advantageous if you are a cost-conscious buyer when it comes to part replacement. You can visit the Parts 4 Carts website at:

http://www.parts4carts.com

If you're looking for a local distributor of golf cart parts near your home, Golf Car Portal [http://www.golfclubscarts.com/Articles/Golf_Carts_Parts.php] is just what you need. This website provides you with information on distributors of parts located at every city and state. You can verify whether you have a local distributor near you by visiting:

http://golfcarportal.com/db_listings/Online_Golf_Cart_Parts.php

You should remember that golf cart parts are not just designed for replacing old or damaged pieces of your cart. They can also be used to personalize your cart to make it different from the others and to make it stylish. Like cars, you can embellish cart with interesting designs that you like - flames, cartoon characters, funny icons... whatever it is that interests you. You can also avail of elaborate hubcaps as the final touches for your personalized cart.

Most golf cart designs these days are interestingly equipped with the following:

-mobile phone pocket

-CD player

-pocket for cigars

-ashtray

-animated seat and steering wheel covers

With the endless possibilities that you can do to personalize your carts and the new additions to them, you can say goodbye to the boring golf cart stereotype and say hello to the new and radically personalized golf carts.

Golf Cart Parts Buying - Your Online Guide
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You can also find more info on Best Golf Carts and Bag Boy Golf Carts [http://www.golfclubscarts.com/Articles/Bag_Boy_Golf_Carts.php]. Golfclubscarts.com is a comprehensive resource to know about Golf Carts.

Saturday, December 8, 2012

Atlantic City Buffets - The Best Buffets in Atlantic City

Are you heading to Atlantic City and looking for a place to eat in town? Well, you're in luck. I just took a trip to that old river city a few months and spent my days looking for the perfect buffet restaurants to satisfy my voracious appetite.

What did I find? Here's a list of restaurants that I found that have really awesome and really affordable food in the Atlantic City:

1. The Melting Pot

Atlantic City Buffets - The Best Buffets in Atlantic City

If you want to try something different, The Melting Pot restaurant is for you. A well-known fondue restaurant, it is a perfect "date spot" to bring someone special to you.

2. Waterfront Buffet

If you want a resto where there's a variety of food to choose from, Waterfront is the best option. Whether you feel like eating dimsum, Mongolian, crabs or crispy fried chicken, you'll find it here.

3. Tun Tavern Restaurant and Brewery

If you want to have fun, the Tun Tavern is the best place to go in the city. It is known as one of the liveliest spots in the city. At the Tun Tavern, you'll have your fill of great food and great beer.

The best thing about all these places? All of these restaurants are giving out discount coupons online! So, go ahead and check them out!

Warning: A lot of the promos are available only online, so take advantage of this information! Simply type in the restaurant name plus the word "coupon" in the search engine to find printable coupons to make you and your wallet happy!

Good luck and happy feasting!

Atlantic City Buffets - The Best Buffets in Atlantic City
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Nothing beats a great dining experience. Want to eat your fill at a restaurant without having to spend a lot? Check out this resource on free buffet coupons.

Going to Atlantic City soon? Check out this helpful article in the best Atlantic City Coupons.

Tuesday, December 4, 2012

Interesting Facts About Ecuador

Here are some fun & Interesting Facts about Ecuador

The 'Republic of Ecuador' is the official name of the country.

Spanish is the official language of the country. However, other languages such as Quechua and other indigenous languages are widely popular here.

Interesting Facts About Ecuador

Roman Catholics are majority in religion here.

Mestizo, Amerindian, Spanish and Blacks are main ethnic groups in Ecuador.

Since January 2001, US dollar has been accepted as the official currency of Ecuador.

Quito is the capital city of Ecuador.

The country has the system of 'Presidential Republic'.

On 24th May 1822, Ecuador gained independence from Spain and from Gran Colombia, on 13th May 1830.

The highest point of the country is Chimborazo Volcano, at 6310, while the lowest point is considered as the space formed by the Pacific Ocean.

The country has a wide number of active volcanoes.

The county is mainly segregated into four geographical regions, namely The Coastal Area (Litoral), The Andean Highlands (Sierra), The Amazon (Oriente) and The Galapagos Islands.

Ecuador shares no boundary with Brazil in South America.

The largest city of Ecuador is Guayaquil. It is also considered as a major port and a leading commercial center.

Ecuador is a smallest country in the Andean highlands.

Ecuador has about 10 percent of the population from European descent, and rest of them represent indigenous cultures and mixed ethnicity.

The main industries of the country are petroleum, food processing, textiles and metal work.

Cotopaxi, one of the highest active volcanoes in the world, is in Ecuador only.

The country has been named after equator in Spanish.

Interesting Facts About Ecuador
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To learn more, please visit Ecuador tours and get the details about Jungle tours ecuador

Saturday, December 1, 2012

Ten Little Known Facts About the Columbia River

Here though are ten little known facts about the Columbia River:

1. The Columbia River is the largest hydroelectric power producing river on the entire continent of North America. Over its length, there are fourteen different hydroelectric dams that span the width of the river and produce power that can be used by both those within the region as well as those from outside the area.

2. In 1836, the first steamboat entered the Columbia River when the British vessel 'Beaver' made the trip.

Ten Little Known Facts About the Columbia River

3. An area of the Columbia River called the Hanford Reach, located south of Priest Rapids Dam and before the river reaches the Tri-Cities, is the last stretch of the Columbia River within the United States that is free flowing and unimpeded by dams, reservoirs or the effects of the ocean tides.

4. The Columbia River starts in Canada and flows south into and through Washington State before emptying into the Pacific Ocean. Despite this, for the first 200 miles of the river's journey it actually flows northwest.

5. The first European explorer to travel the entire length of the Columbia River from the headwaters down to the Pacific Ocean was Canadian explorer David Thompson who did so in 1811.

6. More than 40 percent of the wheat that is exported from the United States travels by barge down the Columbia River.

7. Only three rivers actually flow completely through the Cascade Mountains; the Columbia River along the Washington-Oregon border, the Klamath River in Oregon, and the Pit River in California.

8. Cape Disappointment is the name for the landmark on the northern edge of the mouth of the Columbia River. It was named as such by British Captain John Meares who had searched for the legendary river but could not find it.

9. Vanport City was a community located near Portland that was completely destroyed in 1948 due to a massive flood that resulted from a failed dike. At the time of its destruction it was the second largest city in Oregon.

10. A landslide during the 1700s near present-day Cascade Locks, Oregon formed a land bridge that crossed the Columbia River and allowed Native American tribes on each side to trade with each other more easily. The name for this bridge was the Bridge of the Gods. There is now an actual bridge near the location of the slide that is also named the Bridge of the Gods.

The Columbia River will continue to be one of the most used and needed resources in the Pacific Northwest. The power produced on the river benefits residents far outside the boundaries of Washington and Oregon and has played a vital role in the development of industries as well as wartime production. The Columbia River provides a number of options to visitors to the region as well as those who are local to the area. From water skiing, to fishing, to boating, to swimming, to commerce, to transportation, and more, the Columbia River offers something for almost everyone who travels near it.

Ten Little Known Facts About the Columbia River
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Find out more information and see more photos of the mighty Columbia River at NCWpics.com. This is one of the top attractions in the Northwest and is a vital source of power and recreation. The Columbia River is a vital part of life in North Central Washington and throughout the rest of the region as well.

Wednesday, November 28, 2012

Fun Facts About Tampa Bay, Florida

Found on the western coast of central Florida, Tampa is the state's largest city. It boasts of a great weather, vigorous economy and first-class entertainment. It also founded on agriculture, health care, and categorically great technology, government, and financial and marketing systems.

The best seasons in Tampa are winter and spring, while summer afternoons are generally muggy or satiated with ostentatious thunderstorms, with temperatures ranging between 90°F and 70°F. Though the city is known in the Guinness Book of World Records that has the most number of days of sunshine, many consider winter as the most pleasant time in Tampa as temperature hovers around 60° F, not to mention Tampa Bay as being Florida's largest open-water estuary.

Driving a car is the best means of transportation for those who live in Tampa. Major intersections include I-75 and U.S. 41 while its port is the seventh largest in the United States. Even its airline service was among the first cities to have regular scheduling of its services. It is also a leading exporter of phosphate which has numerous industrial use.

Fun Facts About Tampa Bay, Florida

Since it is also the biggest market when it comes to media in Florida, many social causes were supported by its citizens. Without being entirely exclusive to social, economic or political causes, it also supports sports and has been headquarters (where they train) to many teams such as the Grapefruit League and New York Yankees. Noteworthy as well is the large percentage of Greek-Americans in the area that Tampa has been called the "Sponge Capital of the World."

Here are some of the attractions Tampa has to offer to its residents and visitors alike:

Fun Facts About Tampa Bay, Florida
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Julia Vakulenko is a licensed broker associate with Tampa4U.com Realty. She has one of the hardest working Tampa Real Estate team in Florida. Please feel free to copy any of Julia's articles as long as you credit her and a link to her website. Include our Tampa Real Estate Blog to your regular reading as well.

Friday, November 23, 2012

Fascinating Facts About Harlow - Historic Firsts, General Elections, the Titanic, & A World Champion

Although classed as a new town, Harlow in Essex still has some fascinating facts associated with it. Here are a few which you may find interesting...

A Roman Fort or settlement was based here during the 3rd Century. During excavations in the 1970's, a Roman temple and a mosaic floor were discovered on top of an earlier Iron Age temple. Harlow town centre is notable for being the location of the first pedestrian precinct in Great Britain. The Lawn, constructed in 1951, was also the first residential tower block in Great Britain and is now a Grade 2 listed building. In 1955, the first purpose built Health Centre in Great Britain, Nuffield House, was opened in the Stow, Harlow. Harlow Town Park is one of the largest urban parks on the country. As she was sinking the orchestra of the Titanic played 'Nearer My God to Thee'. This was written by the poet Sarah Flower Adams of Harlow. Shaun Murphy was born on 10 August 1982 in Harlow. He won the Snooker World Championship in 2005. His father bought him a cue from a jumble sale when he was 8 years old, and two years later he made his first century break. In 1995, at the age of 13, he gave an interview to the BBC stating his ambitions to be world champion, a dream which was realised just ten year later. The constituency of Harlow, which includes Hastingwood, Nazeing, Roydon & Sheering, was the third most marginal seat in the country during the last General Election in 2005. Current Labour MP, Bill Rammell, edged out the Conservative candidate, Robert Halfon, by just 97 votes after three recounts. All eyes will be on the key mariginal seat of Harlow during the next Election.

If you know of any other fascinationg facts about the town of Harlow, please let us know and we add them to the article and our website.

Fascinating Facts About Harlow - Historic Firsts, General Elections, the Titanic, & A World Champion
Fascinating Facts About Harlow - Historic Firsts, General Elections, the Titanic, & A World Champion
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For more useful information about Harlow and its surrounding area, please visit http://www.activharlow.com.

As the most comprehensive online guide to Harlow, we cover everything from what's on, cars for sale, jobs, business directory, properties for sale, classifieds, dating, saving money, hotels, news and restaurants.

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Tuesday, November 20, 2012

Entertainment in Anglo Saxon Times (Part of the Anglo Saxon Survival Guide)

With no TV, radio or even newspapers and books (for the most part) here are some ways that the Anglo Saxons had fun in the dark evenings.

Indoor entertainment and feasts

There was a high degree of ceremony connected with feasts. It would start outside the hall. A horn was blown to summon the guests to table and the host would great them at the door where there would be a hand washing ceremony at the door. The doors were shut to keep gate crashers away!

Entertainment in Anglo Saxon Times (Part of the Anglo Saxon Survival Guide)

Then the guests would enter and sit at benches lining long tables. The king's warriors or thegns could sit in his halls but only men of high rank would sit at the high table. Women of high rank would be cup bearers and pour drinks for the king and lords. In the Christian era bread was blessed and then broken in remembrance of the Eucharist or holy communion/ mass.

Feasts might go on all day and night: there were even some 3 day feasts.

It was considered a serious matter to commit an offense or undertake violence at a feast

Entertainment at feasts: These might include playing the harp, lyre, horn, trumpet, drums flute or cymbals. There would be accompanying signing: often songs recalling battles.

They enjoyed dancing and juggling, poets and stories and the asking of riddles. Here is a typical Anglo-Saxon riddle from the Exeter book which has many riddles. Some are obscure and some lewd and suggestive. This one is straighter forward.

On the wave a miracle: water turned to bone.

What is the answer? See at the end of this section.

Games:

The Anglo-Saxons were fond of dice games. Dice were made from the knuckle bones of animals such as pigs. Boardgames were also popular and often recalled battles in a symbolic way. An example is Tables which is played using stone pieces on a carved wooden board. One player's pawns coming from the corners of the board would attack the other side's kings and pawns which were positioned in the centre. The player with the King would be trying to get him off the board (to escape from the battle) whilst the other player would try and trap him. These un-even games - where the two sides were of different sizes and abilities - were very prevalent in Anglo-Saxon and later Viking cultures.

Outdoor Sports:

Horse racing was mentioned in Beowulf in 8th century and by the writer Bede in 7th. There are records of dog racing, hunting, ice skating, swimming, falconry, hawking, acrobatics wrestling and gymnastics.

Answer to the riddle:

On the wave a miracle: water turned to bone.

Ice or iceberg.

Entertainment in Anglo Saxon Times (Part of the Anglo Saxon Survival Guide)
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Check What Are The Top Cooking Books in Last 90 Days Best Cheap Deal!
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Check For 100 New Release & BestSeller Books For Your Collection

I have more Anglo Saxons riddles and answers on my website.

Richard Denning: Writer
The Amber Treasure - Treachery in dark age Northumbria
Tomorrow's Guardian - could you sacrifice your family to save the world?
Find out more here: http://www.richarddenning.co.uk/information.html

Friday, November 16, 2012

Insurance Telemarketing Scripts: A Step by Step Guide to Creating a Successful Script

One of the biggest challenges when designing a marketing plan is how to create a successful insurance telemarketing script. Agent usually end up with a lot of poor advice that leads to frustration and ultimately and unsuccessful campaign. In fact, the average insurance agents stops their telemarketing campaign within the first five hours.

Although all lines of insurance agents can launch a telemarketing campaign, this article is going to target the sale of individual health and life products. There is a different script and method for telemarketing consumers for senior products such as Medicare Supplements and P&C.

Let's cover the first issue - that telemarketing or "cold calling" doesn't work. That is false. Telemarketing can be on of the most successful ways to build your book of business. When an agent says "I tried telemarketing and it doesn't work" what they really mean to say is "I tried telemarketing and it didn't work for me."

Insurance Telemarketing Scripts: A Step by Step Guide to Creating a Successful Script

What list were they calling? Which insurance products were they selling? What's their level of expertise? Did they create and practice their presentation before making calls? Where they using auto-dialing technology? All could have been factors that led to an unsuccessful campaign.

I spent years buying internet leads and although I experienced success, I was looking for an additional method of marketing where I had more control over my income. I quickly discovered by trial and error how to run a successful campaign where I earned over ,000 a week in commissions.

Let's get into a step by step process of how to design a successful script and campaign:

I recommend calling businesses, not residential. Businesses are far more likely to answer and you don't have to worry about scrubbing your list to be DNC (Do-Not-Call) compliant. DNC rules do not apply to business to business calls. Buy a list of small business owners in your state. For the sale of individual life and health products I recommend buying a list with no more than four employees. You can search "business lists" to find list companies. Don't pay too much for a list if the price is based on accurate mailing addresses. Addresses are irrelevant when telemarketing. You're looking to spend about 2 to 3 cents per record. Buy an auto-dialer (power dialer.) This is a crucial step because auto-dialers are capable of dialing over 100 numbers per hour which keeps you on the phone with prospects. When searching for a dialer just make sure you're not buying a predictive dialer. Auto-dialers are typically a monthly cost ranging from to 0 per month.

At this point you're set up to run your campaign. With support from your auto-dialer vendor, you simply import and list and you're ready to make calls. This brings us to the script. Now, before getting into the script it's important to discuss that at this point you should be very well training on your products, underwriting and rates.

A successful campaign will hinge on one thing: Whether or not your prospect feels that you're a knowledgeable agent. They either do or don't. If you come across as meek and hesitant don't expect to get very far. You need to know your stuff inside and out which requires study.

How to Design a Successful Telemarketing Script

When you introduce yourself and they reply, don't ask "How are you doing today." The only thing that accomplishes is the prospect raising the brick wall. Get right into the reason you're calling. Example: "Is this Tom Smith?" "Yes, this is Tom." "Tom, my name is John Stevens and the reason I'm calling is..." You have 15 to 20 seconds...maximum. Time your script. If it goes longer than 20 seconds, ditch is and re-write it. Have a reason to call. "I'm offering free quotes" is not a reason to call. Is there anything new in your state over the past 12 months? New plans? New rates? Use that as your introduction: "Tom, the reason I'm calling is because two main life insurance carriers have released new affordable products." Or "Tom, the reason I'm calling is because there are now three new affordable health insurance plans available in Call to action. The end of your short introduction should tell them the next step: "...all I need if you email address and I can send you the details on the plans and rates."

So let's sum up the presentation: "Hi, is this Tom Smith?" "Yes, this is Tom." "Tom, the reason I'm calling today is there are three new health insurance plans available in Maryland that could have you between 15% to 25% off what you're currently paying. I'd like to send you the details so you can compare and all I need is your email address."

That's a 15 second presentation and gets right to the point. If Tom is interested all you need is his email and also the ages of who will be on the policy. I do not suggest getting into qualification as this point. Simply set a time to follow up so you can go over the plans and rates.

Some Quick Final Tips

Avoid calling major cities especially if you're selling insurance online. The more remote the better. City businesses receive far more telemarketing calls then rural businesses. Voice tone is everything. Avoid sounding flat and boring. You want to raise and lower the tone of your voice to accentuate key words which makes for an interesting presentation. Practice pitch on your family friends who will give you honest feedback about how you're coming across.

Insurance Telemarketing Scripts: A Step by Step Guide to Creating a Successful Script
Check For The New Release in Health, Fitness & Dieting Category of Books NOW!
Check What Are The Top Cooking Books in Last 90 Days Best Cheap Deal!
Check For Cookbooks Best Sellers 2012 Discount OFFER!
Check for Top 100 Most Popular Books People Are Buying Daily Price Update!
Check For 100 New Release & BestSeller Books For Your Collection

Agent Navigator was created in December of 2010 to be the premier insurance training and education site for all life, health and senior insurance agents. We provide free live training as well as an archived video and article section. In addition, we also provide state specific information and news as well as the only insurance agent shopping and comparison guide. Visit http://agentnavigator.com today.